Our Services
At HireUnderwriter.com, we specialize in end-to-end outsourced mortgage processing services designed to support mortgage brokers, lenders, and independent loan officers. Our goal is simple: reduce your operational burden, speed up loan closures, and maintain compliance—without increasing your in-house costs.
Loan File Setup & Review
Initial loan application review (1003)
Document checklist preparation
File indexing and organization
Identifying missing or incorrect documents
Income Analysis Support
What this service does:
We calculate and summarize borrower income accurately.
Includes:
W-2 income analysis
1099 income review
Self-employed income (tax returns, P&L)
Overtime, bonus, and commission review
Income summary worksheet
Asset & Bank Statement Review
What this service does:
We review borrower assets to support underwriting decisions.
Includes:
Bank statement review
Large deposit identification
Source of funds summary
Gift fund documentation review
Asset seasoning analysis
Outcome:
Well-explained asset summary with flags for your review.
Credit Report Analysis
What this service does:
We analyze credit reports and highlight risks.
Includes:
Tradeline review
Payment history analysis
Derogatory credit identification
Credit summary notes
Red flag identification
Outcome:
A concise credit overview to speed up your decision process.
Conditions Checklist Preparation
What this service does:
We help you manage and track underwriting conditions.
Includes:
Initial conditions checklist
Condition status tracking
Document re-review after submission
Notes for unresolved conditions
Outcome:
Better control of conditions without manual tracking.
Pre-Closing & Final Review
Final document quality checks
Closing disclosure (CD) support
Ensuring files are complete and audit-ready
Smooth handoff for closing
